Home / Terms of Service

Terms of Service

Last updated July 2026.

Using this site means you accept the terms below. They are short on purpose.

What the calculators actually are

Every tool here runs a simplified public formula, the multiplier method, federal FMLA criteria, Social Security bend points, against the numbers you enter. Outputs are estimates for learning purposes. They are not a prediction of what any insurer, court or agency will actually award or approve.

No warranty

The site, its calculators and its content are provided as they are, without any guarantee of accuracy, completeness or fitness for a particular purpose.

Limits on liability

We are not responsible for decisions made based on a calculator output, nor for anything that happens on a third party site we link to. Use your own judgment, and for anything with money or legal rights attached, a licensed professional's judgment too.

Affiliate relationships

Some outbound links are affiliate links. If you click one and it results in a purchase or signup, we may earn a commission.

Changes to these terms

We can update these terms at any time by editing this page. Using the site after an update means you accept the new version.

Questions? Reach us through the contact page.