Terms of Service

Acceptance of Terms

By accessing and using Settlement Calculator ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

Description of Service

Settlement Calculator provides online calculation tools for estimating:

• Personal injury pain and suffering damages
• Medical malpractice settlement ranges
• Family and Medical Leave Act (FMLA) eligibility
• Social Security retirement benefits

All calculations are performed using general formulas and industry averages. Results are estimates only and should not be relied upon for legal, financial, or professional decision-making.

Limitations and Disclaimers

No Legal Advice

This Service does not provide legal advice. The calculators are educational tools only. No attorney-client relationship is created by using this Service. For legal advice regarding your specific situation, consult a qualified attorney licensed in your jurisdiction.

No Financial Advice

This Service does not provide financial, investment, or retirement planning advice. Social Security and other financial calculations are simplified estimates. Consult qualified financial professionals for personalized advice.

Accuracy of Results

While we strive for accuracy, we make no warranties regarding the correctness, completeness, or reliability of calculator results. Actual outcomes may vary significantly due to:

• Changes in laws, regulations, and policies
• Specific case circumstances and evidence
• Judicial discretion and jury decisions
• Local practices and precedents
• Insurance policy terms and coverage limits
• Economic factors and inflation

User Responsibilities

Appropriate Use

You agree to use the Service only for lawful purposes and in accordance with these Terms. You may not:

• Use the Service for any unlawful or fraudulent purpose
• Attempt to gain unauthorized access to the Service
• Interfere with or disrupt the Service
• Use automated tools to access the Service without permission
• Copy, modify, or distribute the Service or its content

Data Accuracy

You are responsible for ensuring that all information you enter into the calculators is accurate and complete. Results are only as reliable as the data you provide.

Privacy and Data Protection

Your privacy is important to us. All calculator inputs are processed locally in your browser and are never sent to our servers. Please review our Privacy Policy for details on how we collect and use information.

Intellectual Property

The Service and its original content, features, and functionality are owned by Settlement Calculator and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

Third-Party Services

Our Service may contain links to third-party websites or integrate with third-party services. We are not responsible for the content, policies, or practices of third-party services.

Limitation of Liability

To the fullest extent permitted by law, Settlement Calculator shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• Your use or inability to use the Service
• Any reliance on calculator results or estimates
• Any errors, mistakes, or inaccuracies in the Service
• Any interruption or cessation of transmission to or from the Service

Indemnification

You agree to indemnify and hold harmless Settlement Calculator and its affiliates, officers, agents, employees, and partners from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use of the Service or violation of these Terms.

Professional Consultation Required

Legal Matters

For any legal matter, including personal injury claims, medical malpractice cases, or employment law issues, consult a qualified attorney. Laws vary by jurisdiction and change frequently.

Financial Planning

For retirement planning, Social Security optimization, or other financial decisions, consult qualified financial advisors, CPAs, or other financial professionals.

Medical and Healthcare

For medical malpractice concerns or healthcare decisions, consult appropriate medical professionals and legal counsel.

Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated "Last updated" date. Your continued use of the Service after changes constitutes acceptance of the new Terms.

Modifications to Service

We reserve the right to modify, suspend, or discontinue the Service at any time without notice. We shall not be liable for any modification, suspension, or discontinuance of the Service.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts in the United States.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the Terms shall otherwise remain in full force and effect.

Contact Information

If you have any questions about these Terms of Service, please contact us through our contact form.

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