Privacy Policy

Last updated: December 2024

Information We Collect

Settlement Calculator is designed to protect your privacy. We collect minimal information to provide our calculator services:

Information You Provide

  • Calculator inputs (financial amounts, dates, personal information) - processed locally in your browser
  • Contact form submissions (name, email, message) if you choose to contact us

Automatically Collected Information

  • Website usage statistics (pages visited, time spent, general location)
  • Technical information (browser type, device type, IP address)
  • Cookies and similar tracking technologies

How We Use Your Information

We use the information we collect to:

  • Provide and improve our calculator tools and website functionality
  • Respond to your inquiries and provide customer support
  • Analyze website usage to improve user experience
  • Display relevant advertisements through Google AdSense
  • Ensure website security and prevent fraud

Calculator Data Privacy

Important: All calculator inputs and results are processed entirely within your web browser. Your financial and personal information entered into our calculators is never sent to our servers and remains completely private on your device.

Third-Party Services

We use the following third-party services that may collect information:

Google AdSense

We display advertisements through Google AdSense, which may use cookies and other tracking technologies to show you relevant ads based on your interests and browsing behavior.

Analytics

We may use web analytics services to understand how visitors use our website. These services collect anonymous usage data to help us improve our site.

Cookies and Tracking

Our website uses cookies to:

  • Remember your calculator preferences and settings
  • Provide analytics about website usage
  • Enable advertising services
  • Ensure proper website functionality

You can control cookies through your browser settings. Note that disabling cookies may affect website functionality.

Data Security

We implement appropriate security measures to protect your information:

  • Secure HTTPS encryption for all data transmission
  • Regular security updates and monitoring
  • Limited access to any personal information we collect
  • Local processing of all calculator data (never transmitted)

Information Sharing

We do not sell, trade, or rent your personal information to third parties. We may share information only in these limited circumstances:

  • With your explicit consent
  • To comply with legal obligations or valid legal requests
  • To protect our rights, property, or safety
  • With service providers who assist in website operations (under strict confidentiality agreements)

Your Rights

You have the right to:

  • Access the personal information we hold about you
  • Request correction of inaccurate personal information
  • Request deletion of your personal information
  • Object to the processing of your personal information
  • Withdraw consent where processing is based on consent

Children's Privacy

Our services are not directed to children under 13. We do not knowingly collect personal information from children under 13. If we become aware that we have collected personal information from a child under 13, we will take steps to delete such information.

International Users

If you are accessing our website from outside the United States, please note that your information may be transferred to, stored, and processed in the United States where our servers are located.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us:

  • Through our contact form
  • By reviewing our calculator disclaimer and terms of service

Legal Disclaimer

This Privacy Policy is part of our overall terms of service. Our calculators provide estimates for informational purposes only and do not constitute legal, financial, or professional advice. Consult qualified professionals for advice specific to your situation.

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